Banking Laws

NI Act / SARFAESI Act and other

Pearl Attorneys provides the services to the banking sector as well as corporate and individual clients. Whether acting on behalf of banks, borrowers, or other clients, we adopt a practical and commercial approach. We are conscious that a deal signing is just the first phase of the borrower/funder relationship.When disputes do arise in relation to banking and finance products and relationships, clients turn to our very efficient litigation and dispute resolution team.

With our team of debt collectors and attorneys, you can rely on our firm to operate to the very highest standards and ensure our team skills deliver the results you expect. Our constant aim is to work as a partner with our clients, acting as if we are a part of their organization.

CIBIL

Pearl Attorneys help its clients to know their CIBIL score and how to improve the score. We provide our services for the same. Sometimes, a bank or financial institution sends across incorrect information to CIBIL. If this is the case, we can help you to get them correct the score. CIBIL score or credit score is an important factor in determining whether you will be approved for a loan or not. CIBIL scores are generated based on credit history which includes past credit taken and payment patterns in relation to them. A high score represents strong creditworthiness while a low score indicates low creditworthiness. Low scores will brand you a risky borrower and lenders will be hesitant to approve your loan application.

Litigation & Arbitration

The Firm’s Litigation practice is focused on Insurance, Banking, Consumer, Criminal and Real Estate Disputes including Joint Venture Disputes, Contractual Disputes (Commercial contracts, Licensing contracts, Project contracts, Construction contracts, Real Estate contracts, Asset and Business Transfer contracts and other Commercial contracts and arrangements), and Constitutional matters affecting client’s business and general interests.Pearl Attorneys provides assistance in mediation and settlement processes between parties.

We and our associated law firm handle matters before the courts, quasi-judicial authorities, and tribunals including High Court of various States; District Courts; Electricity Regulatory Authorities and Appellate Authorities; Motor Accident Claim Tribunals; and Consumer Forum.

Pearl Attorneys can efficiently manage your cumbersome case management tasks that have to be taken care of in any lawsuit. Our services also include:
  • Drafting complaints, petitions, suits and summons
  • Drafting responsive pleadings and answers
  • Drafting correspondences
  • Maintaining your calendar
The main areas of law wherein PA offers litigation services are:
  • Civil Litigation>>We deal with all kinds of civil matters. Matters related to property law, family law, Consumer law & Claim related laws etc.
  • Criminal Litigation>>Matters related to all areas in criminal law are dealt with by Pearl Attorneys.
  • Corporate Litigation>>We handle all matters related to corporate law. We handle all issues in corporate law from issues related to Commercial Disputes, Company Law, Taxation and Employment & Labour Laws etc.
  • Insurance Litigation>>We deal with all kinds of Insurance related litigation.
  • Dispute Resolution processes >>We are actively engaged in other Dispute Resolution processes such as domestic Arbitrations. We advise clients on strategies and mediations.

RIGHT TO INFORMATION

Pearl Attorneys provides awareness and assistance to the clients in regards to Right to Information Act. The basic object of the Right to Information Act is to empower the citizens, promote transparency and accountability in the working of the Departments of the Governments, contain corruption, and make our democracy vibrant, work for the people in real sense. The Act is a big step towards making the citizens informed about the activities of the Governments.